Commerce and technology, combined in one package: this is what online credit cards are.
With the advent of the Internet, the barriers of knowledge and communication were broken. Also, with the internet, came the concept of e-shops or virtual stores that existed only on the internet. You can shop at these stores using their ability to accept credit card payments online. Once the online credit card payments were verified and approved, the products were delivered to your doorstep. This is what we call comfort at its best.
With more and more e-shops set up every day, the use of credit cards online is becoming even more popular. The ability to receive credit card payments online has brought a whole new dimension to shopping. Now, not only can you shop from the comfort of your home, but you can even get discounts on these products. This is really amazing. No need to worry about the weather, no need to worry about traffic jams or anything else. Simply go to an online store, select a product, use their online credit card payment acceptance service to make the payment, and you’re ready to have the products delivered to your doorstep.
With the facility of online credit card processing, starting a business (an online business) has become incredibly easy.
However, there is nothing without cheats. One of the dangers of using credit cards online is the possibility of credit card fraud online. This online credit card fraud can happen in two ways. The first is related to the company, on whose website you made the online credit card payment for the purchase of goods; this company itself could be fraudulent, that is, it could take your credit card payment online but not deliver the products to you. Furthermore, they could use your credit card details (received by completing the online credit card payment form) for fraudulent purposes. The second type of fraud is committed by scammers who use various software/devices to capture the details of online credit card payments (as you enter them into a website’s online credit card payment form). These softwares are popularly known as spyware and these scammers as online spies. Spyware works by capturing keystrokes or taking screenshots of anything you do on your computer and then passes them on to the spyware. However, there are anti-spyware software available that can be used to counter such spyware.
Therefore, the advent of online credit card usage service is a blessing for us. However, you should be careful when making credit card payments online, for example, do not access your bank accounts or make credit card payments online from internet cafes (unless you are absolutely sure of the internet cafe’s credentials).